Me & Chase

My previous extensive interpersonal dealings with Chase occurred in spring 2008. There was a personable young man of Indian descent who was in charge of the local Chase activities. He wanted my money in their hands, to invest for my benefit.
The Dow was at 14,000.

I said I believe the Dow would go to 10,500. He smiled at my naivete. I never got around to doing that business with them, although I did have a CD.

I don't know if there was any connection, but the Bharatiya Temple just 2 miles away was in the middle of building an addition in 2008. All activity ceased in the fall of 2008, and just recently has started up again in a small way.

I went in a few weeks ago as the CD matured. There was a new fellow there. We got along fine. He was well on the way to signing me up in their investment schemes, when I said hold on, and I had to talk it over at home.
Of course, this time, when we talked about the Dow Industrial Index, he agreed with me.

Well, I thought about it for a week, and it's going to take a bit more than agreeing with me.

Tomorrow I shall call and politely ask him why I should do business with Chase.
I suppose he will want to trot out those graphs about the wonders of compound interest, and it you had a buck to invest back in 1990, how much it would be worth today.
But I want to know why I should trust Chase - or any other bank I might deal with - now.

I shall insist on it. If I had trusted them before to do that which they do best, and  I do not, I would have lost thousands.
What has changed so that my money is safe now?