The rebate checks, checks comprised of our own money actually sent back to us, from the government seem to have by and large been used to buy nonsense items, such as iPods.
The checks were too small to save, to put into one's retirement fund.
These shortfalls in savings will come to play a larger and larger role.
Recessions will be a stumbling block, true.
Lack of savings is total annihilation, the fifth horseman of the Apocalypse.
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